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Mobile Money, Remittances and Rural Household Welfare: Panel Evidence from Uganda MUNYEGERA, Ggombe Kasim MATSUMOTO, Tomoya mobile money financial inclusion rural developmen Africa https://www.grips.ac.jp/list/jp/facultyinfo/matsumoto_tomoya/ Mobile money service in Uganda has expanded rapidly, penetrating as much as over 30 percent of the adult population in just four years since its inception. We investigate the impact of this financial innovation on household welfare, using household survey panel data from rural Uganda. Results from our preferred specification reveal that adopting mobile money services increases household per capita consumption by 72 percent. The mechanism of this impact is the facilitation of remittances; user households are more likely to receive remittances, receive remittances more frequently and the total value received is significantly higher than that of non-user households. Our results are robust to a number of robustness checks. Emerging State Project JEL Classification Codes: O16, O17, O33, I131 経済学 / Economics GRIPS Policy Research Center 2014-12-16 eng technical report AM https://doi.org/10.24545/00001158 https://grips.repo.nii.ac.jp/records/1158 10.24545/00001158 https://ideas.repec.org/p/ngi/dpaper/14-22.html https://ideas.repec.org/p/ngi/dpaper/14-22.html GRIPS Discussion Papers DP14-22 https://grips.repo.nii.ac.jp/record/1158/files/DP14-22.pdf application/pdf 432.4 kB