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          <dc:title>Welfare costs of reclassification risk in the health insurance market</dc:title>
          <dc:creator>PASHCHENKO, Svetlana</dc:creator>
          <dc:creator>9040</dc:creator>
          <dc:creator>PORAPAKKARM, Ponpoje</dc:creator>
          <dc:creator>9041</dc:creator>
          <dc:subject>health insurance</dc:subject>
          <dc:subject>reclassification risk</dc:subject>
          <dc:subject>dynamic insurance</dc:subject>
          <dc:subject>guaranteed renewable contracts</dc:subject>
          <dc:subject>general equilibrium</dc:subject>
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