{"created":"2023-06-20T15:03:36.438694+00:00","id":1738,"links":{},"metadata":{"_buckets":{"deposit":"d28521cf-3cbf-4741-a89b-eb41ec898f5f"},"_deposit":{"created_by":16,"id":"1738","owners":[16],"pid":{"revision_id":0,"type":"depid","value":"1738"},"status":"published"},"_oai":{"id":"oai:grips.repo.nii.ac.jp:00001738","sets":["1:99"]},"author_link":["8983","8984"],"item_12_description_22":{"attribute_name":"著者情報","attribute_value_mlt":[{"subitem_description":"https://www.grips.ac.jp/list/jp/facultyinfo/leon_gonzalez_roberto/","subitem_description_type":"Other"}]},"item_12_description_6":{"attribute_name":"抄録","attribute_value_mlt":[{"subitem_description":"This study explores the role of financial inclusion in the mitigation of the effects of a health shock at the household level. To that end, we examine empirically the effect of financial inclusion on household working hours and health care utilization, using round six of the Ghana Living Standard Survey data. We find that a health shock does decrease household working hours and increase the likelihood of health care utilization. This suggests that households in Ghana are not able to fully insure themselves against a health shock. However, we find that, faced with a health shock, households who are financially excluded see their working hours reduce more than those who enjoy full financial inclusion. Also, financial inclusion increases the likelihood of health care utilization when households experience a health shock. We find evidence that loan acquisition (borrowing) is one of the main mechanisms by which households can insure themselves against a health shock. Generally, our findings support the financial inclusion agenda of policymakers in Ghana and many other countries. Thus, efforts to ensure full financial inclusion will increase the probability of households using the financial sector as a means of insulating themselves against the effects of health shocks.","subitem_description_type":"Abstract"}]},"item_12_description_7":{"attribute_name":"内容記述","attribute_value_mlt":[{"subitem_description":"JEL Classification Codes: O12, I10, G21, J22","subitem_description_type":"Other"}]},"item_12_identifier_registration":{"attribute_name":"ID登録","attribute_value_mlt":[{"subitem_identifier_reg_text":"10.24545/00001726","subitem_identifier_reg_type":"JaLC"}]},"item_12_publisher_12":{"attribute_name":"出版者","attribute_value_mlt":[{"subitem_publisher":"GRIPS Policy Research Center ","subitem_publisher_language":"en"}]},"item_12_relation_16":{"attribute_name":"関連サイト","attribute_value_mlt":[{"subitem_relation_name":[{"subitem_relation_name_text":"https://ideas.repec.org/p/ngi/dpaper/19-31.html"}],"subitem_relation_type":"isIdenticalTo","subitem_relation_type_id":{"subitem_relation_type_id_text":"https://ideas.repec.org/p/ngi/dpaper/19-31.html","subitem_relation_type_select":"URI"}}]},"item_12_text_10":{"attribute_name":"発行年","attribute_value_mlt":[{"subitem_text_value":"2020-01"}]},"item_12_text_5":{"attribute_name":"著者所属","attribute_value_mlt":[{"subitem_text_value":"政策研究大学院大学 / National Graduate Institute for Policy Studies"},{"subitem_text_value":"政策研究大学院大学 / National Graduate Institute for Policy Studies"}]},"item_12_version_type_19":{"attribute_name":"著者版フラグ","attribute_value_mlt":[{"subitem_version_resource":"http://purl.org/coar/version/c_ab4af688f83e57aa","subitem_version_type":"AM"}]},"item_1693541285410":{"attribute_name":"書誌情報","attribute_value_mlt":[{"bibliographicIssueDates":{"bibliographicIssueDate":"2020-01-23","bibliographicIssueDateType":"Issued"},"bibliographicVolumeNumber":"DP19-31","bibliographic_titles":[{"bibliographic_title":"GRIPS Discussion Papers","bibliographic_titleLang":"en"}]}]},"item_creator":{"attribute_name":"著者","attribute_type":"creator","attribute_value_mlt":[{"creatorNames":[{"creatorName":"TAKYI, Paul Owusu","creatorNameLang":"en"}],"nameIdentifiers":[{}]},{"creatorNames":[{"creatorName":"LEON-GONZALEZ, Roberto","creatorNameLang":"en"}],"nameIdentifiers":[{}]}]},"item_files":{"attribute_name":"ファイル情報","attribute_type":"file","attribute_value_mlt":[{"accessrole":"open_access","filename":"DP19-31.pdf","filesize":[{"value":"257.8 kB"}],"format":"application/pdf","licensetype":"license_note","mimetype":"application/pdf","url":{"label":"DP19-31.pdf","url":"https://grips.repo.nii.ac.jp/record/1738/files/DP19-31.pdf"},"version_id":"5c244a04-8859-4a5d-9fae-4ae8621041ac"}]},"item_keyword":{"attribute_name":"キーワード","attribute_value_mlt":[{"subitem_subject":"Health shock","subitem_subject_scheme":"Other"},{"subitem_subject":"financial inclusion","subitem_subject_scheme":"Other"},{"subitem_subject":"working hours","subitem_subject_scheme":"Other"},{"subitem_subject":"health care utilization","subitem_subject_scheme":"Other"},{"subitem_subject":"Ghana","subitem_subject_scheme":"Other"}]},"item_language":{"attribute_name":"言語","attribute_value_mlt":[{"subitem_language":"eng"}]},"item_resource_type":{"attribute_name":"資源タイプ","attribute_value_mlt":[{"resourcetype":"technical report"}]},"item_title":"Effect of a Health Shock on Working Hours and Health Care Usage: The role of Financial Inclusion","item_titles":{"attribute_name":"タイトル","attribute_value_mlt":[{"subitem_title":"Effect of a Health Shock on Working Hours and Health Care Usage: The role of Financial Inclusion","subitem_title_language":"en"}]},"item_type_id":"12","owner":"16","path":["99"],"pubdate":{"attribute_name":"PubDate","attribute_value":"2020-01-23"},"publish_date":"2020-01-23","publish_status":"0","recid":"1738","relation_version_is_last":true,"title":["Effect of a Health Shock on Working Hours and Health Care Usage: The role of Financial Inclusion"],"weko_creator_id":"16","weko_shared_id":-1},"updated":"2023-11-20T08:43:02.334962+00:00"}