{"created":"2023-06-20T15:03:37.127302+00:00","id":1753,"links":{},"metadata":{"_buckets":{"deposit":"9a138ea6-34a4-4a89-851f-1ac52c5f4f63"},"_deposit":{"created_by":3,"id":"1753","owners":[3],"pid":{"revision_id":0,"type":"depid","value":"1753"},"status":"published"},"_oai":{"id":"oai:grips.repo.nii.ac.jp:00001753","sets":["52:115"]},"author_link":["9040","9041"],"item_10001_biblio_info_7":{"attribute_name":"書誌情報","attribute_value_mlt":[{"bibliographicIssueDates":{"bibliographicIssueDate":"2015-09","bibliographicIssueDateType":"Issued"},"bibliographicPageEnd":"44","bibliographicPageStart":"21","bibliographicVolumeNumber":"45","bibliographic_titles":[{"bibliographic_title":"Journal of Macroeconomics"}]}]},"item_10001_description_19":{"attribute_name":"フォーマット","attribute_value_mlt":[{"subitem_description":"application/pdf","subitem_description_type":"Other"}]},"item_10001_description_25":{"attribute_name":"著者情報","attribute_value_mlt":[{"subitem_description":"http://www.grips.ac.jp/list/jp/facultyinfo/porapakkarm-ponpoje/ | http://www.grips.ac.jp/list/jp/facultyinfo/porapakkarm-ponpoje/","subitem_description_type":"Other"}]},"item_10001_description_5":{"attribute_name":"抄録","attribute_value_mlt":[{"subitem_description":"We assess the quantitative importance of reclassification risk in the US health insurance market. Reclassification risk arises because the health conditions of individuals evolve over time, while a typical health insurance contract only lasts for one year. Thus, a change in the health status can lead to a significant change in the health insurance premium. We measure welfare gains from introducing explicit insurance against this risk in the form of guaranteed renewable health insurance contracts. We find that in the current institutional environment individuals are well-sheltered against reclassification risk and they only moderately gain from having access to these contracts. More specifically, we show that employer-sponsored health insurance and public means-tested transfers play an important role in providing implicit insurance against reclassification risk. If these institutions are removed, the average welfare gains from having access to guaranteed renewable contracts exceed 4% of the annual consumption.","subitem_description_type":"Abstract"}]},"item_10001_description_6":{"attribute_name":"内容記述","attribute_value_mlt":[{"subitem_description":"JEL Classification Codes: D52, D58, D91, G22, I11","subitem_description_type":"Other"},{"subitem_description":"The authors acknowledge financial support from the Research and Development Administration Office at the University of Macau.","subitem_description_type":"Other"}]},"item_10001_identifier_registration":{"attribute_name":"ID登録","attribute_value_mlt":[{"subitem_identifier_reg_text":"10.24545/00001741","subitem_identifier_reg_type":"JaLC"}]},"item_10001_publisher_8":{"attribute_name":"出版者","attribute_value_mlt":[{"subitem_publisher":"Elsevier"}]},"item_10001_relation_14":{"attribute_name":"DOI","attribute_value_mlt":[{"subitem_relation_type":"isVersionOf","subitem_relation_type_id":{"subitem_relation_type_id_text":"10.1016/j.jmacro.2015.04.003","subitem_relation_type_select":"DOI"}}]},"item_10001_rights_15":{"attribute_name":"権利","attribute_value_mlt":[{"subitem_rights":"This is the preprint version of the following article: Welfare costs of reclassification risk in the health insurance market, which has been published in final form at https://doi.org/10.1016/j.jmacro.2015.04.003."}]},"item_10001_source_id_11":{"attribute_name":"書誌レコードID","attribute_value_mlt":[{"subitem_source_identifier":"AA11948810","subitem_source_identifier_type":"NCID"}]},"item_10001_source_id_9":{"attribute_name":"ISSN","attribute_value_mlt":[{"subitem_source_identifier":"0164-0704","subitem_source_identifier_type":"ISSN"}]},"item_10001_version_type_20":{"attribute_name":"著者版フラグ","attribute_value_mlt":[{"subitem_version_resource":"http://purl.org/coar/version/c_ab4af688f83e57aa","subitem_version_type":"AM"}]},"item_creator":{"attribute_name":"著者","attribute_type":"creator","attribute_value_mlt":[{"creatorNames":[{"creatorName":"PASHCHENKO, Svetlana"}],"nameIdentifiers":[{}]},{"creatorNames":[{"creatorName":"PORAPAKKARM, Ponpoje"}],"nameIdentifiers":[{}]}]},"item_files":{"attribute_name":"ファイル情報","attribute_type":"file","attribute_value_mlt":[{"accessrole":"open_date","date":[{"dateType":"Available","dateValue":"2020-03-05"}],"displaytype":"detail","filename":"J Macroecon_45_21.pdf","filesize":[{"value":"704.3 kB"}],"format":"application/pdf","licensetype":"license_note","mimetype":"application/pdf","url":{"label":"J Macroecon_45_21.pdf","url":"https://grips.repo.nii.ac.jp/record/1753/files/J Macroecon_45_21.pdf"},"version_id":"da567a30-ce0c-4940-86e5-d6281016cb58"}]},"item_keyword":{"attribute_name":"キーワード","attribute_value_mlt":[{"subitem_subject":"health insurance","subitem_subject_scheme":"Other"},{"subitem_subject":"reclassification risk","subitem_subject_scheme":"Other"},{"subitem_subject":"dynamic insurance","subitem_subject_scheme":"Other"},{"subitem_subject":"guaranteed renewable contracts","subitem_subject_scheme":"Other"},{"subitem_subject":"general equilibrium","subitem_subject_scheme":"Other"}]},"item_language":{"attribute_name":"言語","attribute_value_mlt":[{"subitem_language":"eng"}]},"item_resource_type":{"attribute_name":"資源タイプ","attribute_value_mlt":[{"resourcetype":"journal article","resourceuri":"http://purl.org/coar/resource_type/c_6501"}]},"item_title":"Welfare costs of reclassification risk in the health insurance market","item_titles":{"attribute_name":"タイトル","attribute_value_mlt":[{"subitem_title":"Welfare costs of reclassification risk in the health insurance market"}]},"item_type_id":"10001","owner":"3","path":["115"],"pubdate":{"attribute_name":"公開日","attribute_value":"2020-03-05"},"publish_date":"2020-03-05","publish_status":"0","recid":"1753","relation_version_is_last":true,"title":["Welfare costs of reclassification risk in the health insurance market"],"weko_creator_id":"3","weko_shared_id":3},"updated":"2023-06-20T15:24:09.666797+00:00"}